Email +254 700 123 456
M-Pesa STK secure
40% deposit BNPL
Same-day approval*
Multi-branch Kenya
Kenya's Premium Tech Credit

Tech ownership reimagined.

Upgrade to the latest smartphones and tablets today. Make a flexible 40% deposit and clear the rest over flexible terms — or save securely, target by target.

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Device Premium

iPhone 15 Pro Max

Ksh 18,000/mo

What we offer

Finance built for modern Kenya

BNPL, cash loans, savings, and save-to-own — one portal for customers and staff.

Buy Now
Pay Later

Own the latest tech today. Simple 40% deposit and flexible monthly installments.

Start Now

Instant Loans

Emergency cash loans disbursed based on savings multipliers.

Apply Now

General Savings

Secure digital savings wallets to grow your purchasing limits.

Start Saving

Save for Device

Reach your 40% deposit target step-by-step with 0% interest cancellation rules.

Register Plan

Buy Now, Pay Later

Get the device you want immediately. Deposit a standard 40% upfront and collect the hardware. The remaining 60% principal balance is split across installments of up to 6 months with transparent tenure multipliers.

  • Instant device collection
  • Flexible monthly, weekly, or daily plans
  • 1.5% overdue late penalties

Save for Device

Save towards your dream phone at your own pace. If you cancel, retrieve your funds with a 20% premature withdrawal penalty. Pivot savings directly to BNPL once the deposit target is reached.

  • 0% interest and admin charges
  • Seamless conversion to active financing
  • Secure mobile money deposits

Simple Workflows

Clear routes to your next device

BNPL Financing

1

Submit Application

Apply with your national ID and mobile phone number.

2

Pay 40% Deposit

Secure the product by clearing the upfront deposit value.

3

Walk Away with Device

Pay the remaining balance over 1 to 6 months.

Save for Device

1

Select Product Goal

Lock your target device and set timelines.

2

Deposit Step-by-Step

Save via M-Pesa deposits into your goal wallet.

3

Convert & Collect

Hit your 40% deposit and convert directly to BNPL.

Repayment Planner

Ksh 180,000
3 Months
1 Month 3 Months 6 Months 12 Months

Required Deposit (40% Setup)

Ksh 72,000

Monthly Installment

Ksh 32,400

Apply Now

Trusted by Thousands

Real stories from our community

"Upgrading my phone was incredibly fast. I deposited the 40% value and cleared the balance in installments over 3 months."

MK

Moses Kamau

Nairobi

"The Save-to-Own plan is amazing! Secured my phone with zero administrative fees and set goals at my own pace."

AO

Alice Otieno

Mombasa

"Excellent customer support. I opened a ticket for my payment delay and had a chat directly with their cashier."

WN

Wycliffe Njoroge

Kisumu

Ready when you are

Open your Phoneplace Credit account

Register in minutes, complete KYC, and apply for BNPL, loans, or savings from your customer portal.

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